Pay smarter.Save with confidence.
Prepay24 combines a primary wallet for daily payments, a Safe Wallet for locked savings, and every major payment rail — credit card, bank, UPI, and bulk transfers.
Prepay24Primary wallet
₹42,500
Available for bill payments
Quick pay
HDFC Credit Card
•••• 4821
₹12,450
Pay now
ICICI Credit Card
•••• 9034
₹8,200
Processing payment
Sending ₹12,450 to HDFC Credit Card bill
Payment completed
HDFC Credit Card · •••• 4821
4+
Payment types
2
Wallet types
6
Lock-in durations
24/7
Dashboard access
Features
Everything you need to move and manage money
From a single top-up to a hundred bank transfers — Prepay24 keeps payments, wallets, and savings in one clear, modern dashboard.
Credit card payments
Pay credit card bills quickly with clear fees and instant status tracking in your dashboard.
Bank transfers
Send money to any bank account with beneficiary management and reference numbers on completion.
UPI payments
Pay via UPI with a streamlined flow — amount, beneficiary, and confirmation in one place.
Bulk transfers
Upload a spreadsheet and pay multiple beneficiaries in one go. Ideal for vendors and payroll.
Primary wallet
Your everyday spending balance. Top up via UPI, NEFT, RTGS, or office deposit.
Payment history
Every payment, refund, and status change — searchable and filterable from My Payments.
Real-time alerts
Get notified when payments complete, wallets are topped up, or action is needed on your account.
KYC & 2FA
Verified accounts with optional authenticator-based two-factor login for extra protection.
Your savings,locked & growing.
Safe Wallet is built for money you don't want to spend. Move funds from your Primary wallet, choose a lock-in period, and let your balance earn interest while it stays protected from everyday transactions.
Separate from daily spend
Keep savings in a dedicated Safe Wallet so everyday payments never touch your locked funds.
Flexible lock-in periods
Choose from 7 days to 5 years — pick a duration that matches your savings goal.
Earn on locked funds
Lock your balance and earn interest over the chosen period. Watch your savings grow.
Reports & transparency
Download detailed safe-wallet reports for each lock-in — amounts, dates, and status at a glance.
Lock-in periods
Pick a duration that fits your goal
7 Days
Short-term
30 Days
Popular
90 Days
Quarterly
12 Months
Annual
18 Months
Extended
5 Years
Long-term
How it works
Transfer funds from Primary → Safe Wallet
Choose amount and lock-in duration
Funds earn interest until the lock matures
Withdraw to Primary when unlocked
Grow without the guesswork
Clear lock-in terms, status tracking, and downloadable reports for every deposit.
Payments
Every rail, one wallet
Pay credit cards, send bank transfers, use UPI, or process bulk payouts — all debited from your Primary wallet with transparent fees and live status updates.
Credit Card
Bill payments
Bank Transfer
NEFT / IMPS
UPI
Instant pay
Bulk Transfer
Multi-pay
Top-up
UPI · NEFT · RTGS
Get started
Up and running in minutes
No complexity. Verify once, fund your wallets, and you're ready to pay and save.
Create & verify
Sign up, confirm your email, and complete KYC to unlock full wallet and payment features.
Fund your wallets
Top up your Primary wallet for payments, or move funds into Safe Wallet to start locking savings.
Pay, lock & track
Send payments, create lock-ins, and monitor everything from one dashboard — anytime, anywhere.
Security you can trust
Your account is protected with industry-standard practices — from login to every payment you make.
- Authenticator app 2FA
- Password strength scoring
- Session & login monitoring
- KYC-verified accounts
- Encrypted sessions
- Security activity log
Built secure
Every login, wallet move, and payment is tracked so you stay in control of your account.
Ready to simplify how you pay and save?
Join Prepay24 — manage wallets, send payments, lock savings, and track everything from one dashboard.